medicare marketing rules

Medicare Marketing Rules

Medicare Marketing Rules are set by CMS (Centers for Medicare & Medicaid Services) and they are getting more liberal now that they are being set by Republicans. Medicare Advantage and Part D plans can now use email for marketing – [...]
Medicare and Federal Budget

What Does Medicare Cost ?

What does Medicare cost?  Most people think their $134 Medicare Part B premium covers the cost of their Medicare – but they are very wrong. You can see from the charts below that there are three parts to Medicare:  Part A (Hospital Insurance); [...]
Medicare help

2018 Medicare Help

Medicare help comes through two programs:  1) The Medicare Savings Program; 2) Extra Help. People with income below certain levels can get help with their Medicare Part B premium and even their co-pays for medical care. Medicare help is provided [...]
Medicare Advantage Enrollment

Medicare Advantage Enrollment in Pima County

Here are the numbers for Medicare Advantage enrollment in Pima County, Arizona as of January 2018. Each year at this time, I look at Medicare Advantage enrollment numbers from the previous year and compare them to the January or February numbers.  [...]
Medicare Choices

Medicare Choices

This is a short introduction to your Medicare choices. And when it comes to Medicare, you do have some choices to make.  But first, let’s take a look at how Medicare works. Part A of Medicare is hospital insurance. It has a deductible. [...]
Medicare part d and gun

Why I hate Medicare Part D

I have written in the past about why I hate Medicare Part D. It is kind of a rip-off for seniors – especially those who take only generics. Yesterday I talked with a man who is paying over $50 per month for his Part D plan – yet [...]
medicare quiz

Confused by Medicare Alphabet Soup?

Are you confused by the Medicare alphabet soup?  Many people are confused by all the letters that apply to parts of Medicare as well as Medicare supplements.  

Part D Late-Enrollment Penalty

I got a call yesterday from a client who signed up for a Medicare Advantage plan three years ago.  He has had Part D as part of his Medicare Advantage plan for the last three years, but he just got a letter saying he must pay a premium from [...]

Obamacare: Medicaid Expansion does not apply to people on Medicare.

Under Obamacare Medicaid is being expanded for people with incomes up to 133% of the federal poverty level.  But this expansion does not apply to people who have Medicare. There has been a lot of talk in the last few months about how Medicaid [...]

Working Past 65 and Medicare Part B

In the last few months, I’ve helped four or five people who continued working after they turned 65.  Some had kept their employer health insurance while others had enrolled in Medicare. They all had questions, and the answers depended [...]

Obamacare and Medicare: Confusion

I received an interesting press release this morning that seems worth sharing. New research finds many seniors wrongly think public health insurance exchanges are replacing Medicare plans. ST. LOUIS, September 17, 2013 – As the nation approaches [...]

Are Tucson doctors accepting new Medicare patients?

My primary care doctor is not accepting new patients, whether they are on Medicare, Medicare Advantage, or any health insurance.  But he is kind of old and his Physician Assistant takes new patients – but I don’t know how much longer [...]

Working Past 65: Delayed Medicare Enrollment

People can delay enrollment in Medicare Part B if they are working beyond their 65th birthday or are covered by their spouse’s employer health insurance. But once they want to get their Medicare started there can be some confusion. Steps to [...]

24-Hour Hospital stay: $126,000 bill !

When you spend the night in the hospital, you would assume you had been “admitted” to the hospital – but you could be wrong.  And this definition of your status could cost you thousands of dollars if your Medicare Advantage plan has a [...]

Medicare Preventive Screening: How often can you get these tests?

Medicare now has a long list of preventive screenings that are covered at no cost to the patient.  But how often can you get these preventive screening tests?  The answer varies from test to test. I had a call today from a man who is new to [...]

Inpatient or Outpatient? It Makes a Difference with Medicare.

I recently received an article from Medicare that explains the difference between being treated in a hospital as an “admitted” patient versus being treated as an “outpatient”. This article applies to people who use their [...]

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