Author: Denise

Denise Early is an independent insurance broker in Tucson, Arizona. She is interested in policy and the politics of Medicare. She enjoys telling the stories of people she meets and sees herself as an advocate for her clients. She served in the Peace Corps and has a Masters degree in International Management.

Can you keep your high-deductible plan?

A reader of this blog recently wrote that he has a high-deductible health insurance plan and he wants to keep it.  To keep his monthly premium low, he chose a $10,000 deductible. This means he pays 100% of his medical…

Happy Birthday, Medicare!

48 years ago, President Lyndon Johnson signed the bill that created Medicare.  Ronald Reagan, the American Medical Association, and most Republicans predicted “a thousand years of darkness” when Medicare was implemented. Medicare is now a very popular program and very few seniors…

Does Medicare work overseas?

I got a phone call yesterday from Germany. I think it’s pretty cool that someone in Germany found my blog – though I have also been contacted by Americans  living in France, Costa Rica, and Mexico.  Jeff, who lives in…

What home health services does Medicare cover?

An article by David Sayen, Medicare Regional Administrator: Medicare covers a variety of heath care services that you can receive in the comfort and privacy of your home. These include intermittent skilled nursing care, physical therapy, speech-language pathology services, and…