Medigap Plans for People under 65

Are Medigap plans for people under 65 available in Arizona?

Medigap plans for people under 65 are not available in Arizona and  19 other states.

An article on kff.org looks at which states require insurance companies to sell Medigap plans to people under 65.

 

 

 

 

 

 

 

 

 

 

 

 

Medigap plans are also called Medicare supplements.

In Arizona person under 65 who  is on Medicare because of a disability can buy a Part D drug plan, or she can enroll in a Medicare Advantage plan that includes a drug plan. Most Advantage plans in Arizona have $0 monthly premium – except in outlying counties like Mohave, Yavapai, and Cochise.

The Kaiser.org article says that studies have shown that per capita costs are similar for younger beneficiaries with disabilities and seniors when Part D spending is excluded.