There are rules against having Medicare and an HSA (Health Savings Account). I have recently gotten calls from two people who have Health Savings Accounts through their employers. They plan to keep working and they want to keep their employer…
You don’t have to be rich to pay a higher Medicare premium. I’m running into more and more clients and friends who are going to be hit with the Income-Related Monthly Adjusted Amount (IRMAA) when they enroll in Medicare…. and…
Don’t forget to pay your Medicare premium ! Most people are paying $170 per month for Medicare Part B in 2022. Although, some people with higher income pay more because of the Income Related Monthly Adjustment Amounts (IRMAA). If you…
When clients ask me about Medicare and dental coverage, I tell them Medicare covers dental services in certain situations. But that was probably wrong information. I got an email from the Center for Medicare Advocacy which sued CMS (Medicare) on…
Medicare coverage for home infusion services is a problem for really sick people. Why is there no Medicare coverage for home infusion? I was checking on this because a young woman called me and asked if I could find her…
Home health services covered by Medicare have limitations and rules. I just learned something new from the Medicare Rights Center. Home health services covered by Medicare: Original Medicare will cover certain home health care services through the home health benefit…
Medicare coverage for chiropractor services can cause billing problems. That’s because Medicare covers certain services among the many things a chiropractor does for a patient – and the patient could end up with a very big bill she thought would be paid by Medicare.
Don’t get caught up in a coordination of benefits mess when you enroll in Medicare. Some people have Medicare as well as employer health insurance. This has caused confusion for a few of my clients. If a person has two…
I’ve had questions recently from clients who have Medicare and health savings accounts (HSA). They were wondering how they can use their HSA once they are on Medicare. Some highlights from a Money Magazine article I just read are: *There…
If you are eligible for Medicare and still working, or if you have employer health insurance through your spouse, there are some rules you need to know. If you are 65 and still working – and your employer has fewer…
Signing up for Part B can get complicated when a person works past 65. Jim had to make multiple trips to the Social Security office to prove he had employer coverage after he turned 65
I had a call yesterday from a client who got a bill from her gynecologist. She has a Plan F Medicare supplement and I have told her she should never get a bill – because Plan F fills every gap…
UnitedHealthcare is the largest health insurance company in the country – – and its “customer service” people are not aware of changes in Medicare rules that affect same-sex couples with employer coverage.
Most people should sign up for Medicare Part B, but some don’t need to.
How can a health savings account be used with Medicare? A client asked me this question recently. She is self-employed. She is turning 65 in July, and she has $10,000 in a health savings account (HSA). Irene enrolled in a…
How you enroll in Medicare depends on your current situation related to Social Security.
Have you changed your name after a divorce or for some other reason? That could cause some complications when you go to sign up for Medicare. Wendy is turning 65 in September and went online to sign up for Medicare. She…
Here is a re-post of an article from three years ago. I received an email from an American who was working in France for Airbus, a French company. He was turning 65 and wanted to know if he needed to…
If your doctor is not a “participating provider” you might have to pay the bill and get reimbursed by Medicare.
A New York Times articles says Medicare has ended limits on how much physical therapy a person can receive. The rules used to be that if a person receiving physical therapy was not improving, Medicare would no longer pay for…
Every day 10,000 American baby-boomers turn 65 . Most will enroll in Medicare, but many will not. Not everyone needs to enroll in Medicare because some people continue working and are covered by their employer’s health insurance. A person who…
People on Medicare with low income can get help paying their Medicare Part B premium and possibly their Medicare co-pays and deductibles. It all depends on how low their income is.
Medicaid is being expanded for people with incomes up to 133% of the federal poverty level. But this expansion does not apply to people who have Medicare.
Anyone who changed their Part D dug plan or their Medicare Advantage plan for 2014 needs to pay attention to a few things.
In the last few months, I’ve helped four or five people who continued working after they turned 65. Some had kept their employer health insurance while others had enrolled in Medicare. They all had questions, and the answers depended on…
Low-income Medicare beneficiaries get help with their Medicare Part B premium and their prescription drug costs
