Here is some information on calculating Social Security benefits.
Widows can get benefits at age 60 based on their deceased spouse’s Social Security.
To calculate how much money a person will get from Social Security each month, there is a complicated formula – but the key piece of info is that they look at your top 35 years of earnings.
If a person has fewer that 35 years of work, or many years of low earning and a few years of good earnings, the average will be pulled down by the lower numbers, or $0 earnings. This especially affects women who stay at home to raise children.