2018 Medicare Help

Medicare help comes through two programs:  1) The Medicare Savings Program; 2) Extra Help.

People with income below certain levels can get help with their Medicare Part B premium and even their co-pays for medical care.

Medicare help is provided by your state under the federally-funded Medicare Savings Program.

You apply for this Medicare help through your state Medicaid office.

Here are the 2018 income limits for the Medicare Savings Program:

QUALIFIED INDIVIDUAL (QI)

  • Individual monthly income limit:
    • $1,386
  • Married couple monthly income limit
    • $1,872
  • The state will pay a person’s Part B premium.

 

QUALIFIED MEDICARE BENEFICIARY (QMB)

  • Individual monthly income limit
    • $1,032
  • Married couple monthly income limit
    • $1,392
  • The state will pay:
    Part A premium
    Part B premium
    Deductibles, coinsurance, and copayments for medical care

 

In Arizona, people who qualify for QMB help are assigned a health plan by AHCCCS (Arizona Medicaid – pronounced “access”). That health plan will pay a person’s co-pays for doctor visits, labs, and hospital stays and other medical services.

People who qualify for QMB help can enroll in a Medicare Advantage plan that provides benefits that are not normally covered by Medicare such as dental, hearing aids, glasses, and even a free gym membership.

For information on how to get this Medicare help, or how to get a “dual eligible” Medicare Advantage plan, call or email me.  520-820-8639

 

2018 Medicare help for drug costs

If your monthly income is below $1,538 (for a single person) or $2,078 for a couple, you may be eligible for Extra Help – a federal program that helps you pay for some or most of the cost of prescription drugs.

If you apply for this Extra Help through the Social Security (ssa.gov) website, there are resource limits for getting this help. Here is info on  Extra Help income and asset limit chart.

If you apply for the Medicare Savings Program through your state, the state will get you signed up for Extra Help with your prescription costs.

 

Info on the Medicare Savings Program: https://www.medicare.gov/your-medicare-costs/help-paying-costs/medicare-savings-program/medicare-savings-programs.html#collapse-2614

 

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