Medicare part d and gun

Why I hate Medicare Part D

I have written in the past about why I hate Medicare Part D. It is kind of a rip-off for seniors – especially those who take only generics. Yesterday I talked with a man who is paying over $50 per month for his Part D plan – yet [...]
Medicare part d and gun

Could Not Afford Her Medicine. Man Kills Wife.

Florida man says he killed his sick wife because he could not afford her medicine. 86-year old William Hager told deputies his 78-year old wife was in pain and he could not afford her medicine – so he shot her while she slept. They had [...]
Insulin prices

Insulin Prices are Skyrocketing

More than 29 million Americans, almost 10% of the population, have some form of diabetes. Many of these people depend on insulin to stay healthy – but the insulin prices are skyrocketing. An article in Stat News says insulin prices [...]

Choosing a Part D Plan Is Confusing

For people who turn 65 in the last three months of the year, choosing a Part D plan is confusing. I am looking at Medicare.gov Part D plans and I must compare 2014 plan information with 2015. I am trying to help clients who have chosen to stay [...]

Turning 65 this fall? Hold off on enrolling in Part D.

I’ve been talking to a number of people who are turning 65 in November and December. Most of them want to get a Medicare supplement and then a stand-alone Part D plan. But I’m not sure what Part D plan to recommend for them because [...]

Should you enroll in Medicare Part D?

If you are turning 65 and enrolling in Medicare, you still have some decisions to make.  Will you enroll in a Medicare Advantage plan?  Or will you stay with Original Medicare and get a Medicare supplement to fill the gaps in Medicare?  And [...]

Part D is kind of complicated.

Yesterday I met with a client who is turning 65 in June. He is a doctor, and this doctor was amazed by how complicated Medicare Part D drug coverage is. As I explained how Part D drug coverage works, the doctor asked, “Why is this so complicated?” [...]

Why is Part D so complicated?

Yesterday I met with a client who is turning 65 in June. He is a doctor, and this doctor was amazed by how complicated Medicare Part D drug coverage is. As I explained how Part D drug coverage works, the doctor asked, “Why is this so complicated?” [...]

Medicare Part D: Should you pick a plan with a deductible?

Should you choose a Part D plan with a deductible? Most clients’ eyes glaze over as I explain how the deductible works.  And I’ve gotten calls from clients who forgot about the deductible in their Part D plan and wondered why they [...]

Medicare Part D: Are you being ripped off?

“Imagine what it would be like if a grocery store never displayed the price of anything. And the price you’re charged might be totally different from the price the next customer is charged for the same product. In fact, suppose you [...]

Lipitor generic: $17 at Costco. $90 with Part D.

I saw a client last week, and she mentioned she takes Lipitor and it is expensive. I told her Lipitor has gone generic and it should be cheaper now. The generic name for Lipitor is Atorvastatin. I called Costco and asked for the retail price [...]

Medicare.gov Drug Coverage Mistakes

The Medicare.gov website has incorrect information about the cost of some drugs.  I was told this by an internal representative of a Medicare Advantage plan operating in Arizona. In preparation for a meeting with a client last week, I used [...]

Part D 2012: Small Premium Increases

The Medicare.gov Plan Finder has 2012 information available, and there will be 30 stand-alone Part D plans sold in Arizona next year. From a quick review of 2012 Part D plans, it looks like the two most popular stand-alone plans increased their [...]

Diabetes: Older drugs are better than newer, more expensive drugs.

Seniors on Medicare who are diabetic face high co-pays for their insulin prescriptions, even when they have a Part D plan. Most types of insulin are tier 2 drugs with a $40 or higher co-pay for each vial.  Some of the newer drugs for diabetes [...]

Medicare Part D: Top Ten Drugs

In 2008, Medicare spent nearly $2.4 billion dollars on Lipitor and over $2.3 billion on Plavix. Medicare tracks how much money is spent on drugs purchased through Part D drug plans, and the chart below is from the Medicare website. Drug Name Drug [...]

Why is Part D so Complicated?

Yesterday I wrote about Jerry, who moved to Tucson and was able to drop his Colorado Medicare Advantage plan and enroll in a Medicare supplement without answering any medical questions.  Because the move from Colorado to Arizona required Jerry [...]

Part D and The Deficit

I wanted to find the cost to Medicare for Part D, the drug plan for Medicare beneficiaries that went into effect in 2006.  I googled “Part D Medicare budget” and got very good information. In 2010, Part D made up 13.4% of the [...]

Medicare Part D and Deficits

I wanted to find the cost to Medicare for Part D, the drug plan for Medicare beneficiaries that went into effect in 2006.  I googled “Part D Medicare budget” and got very good information. In 2010, Part D made up 13.4% of the Medicare [...]

Medicare Part D Drug Plan Mix-up

Thousands of Medicare beneficiaries are enrolled Medicare Advantage plans and Part D drug plans that are being canceled or drastically changed for 2011.  Unless these people have carefully read the information sent to them by their plan, they [...]

Part D: Medicare Budget Buster

In 2003, President Bush and Congress created the Medicare Part D drug plan which began in 2006.  This added trillions of dollars to the Medicare budget without any way to pay for it.  Republicans are supposed to be the party of fiscal responsibility [...]

The Bill and Part D

All the delays in passing the health care reform bill will also delay positive changes to Part D coverage. Seniors were supposed to get relief this year, but it appears that people who fall into the donut hole in 2010 will only get a $250 [...]

Enrolling in Medicare: Don’t forget!

You don’t automatically get your Medicare coverage unless you are receiving Social Security or Railroad Retirement payments.  I’ve recently talked to four people who did not know they had to sign up for Part B before their 65th [...]

Going back to Medicare

Quite a few seniors are giving up their Medicare Advantage plans and going back to Medicare.  This change can still be made before March 31st and here’s how it’s done.  People dropping Medicare Advantage should sign up for a Medicare [...]