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	<title>Comments for MEDICAREBLOG.ORG</title>
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	<link>http://medicareblog.org</link>
	<description>Medicare News and Info</description>
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		<title>Comment on Medicare Advantage:  Big Cuts Delayed Until After Election Year by Medicare Advantage 2011</title>
		<link>http://medicareblog.org/2010/04/medicare-advantage-big-cuts-delayed-until-after-election-year/comment-page-1/#comment-80</link>
		<dc:creator>Medicare Advantage 2011</dc:creator>
		<pubDate>Mon, 23 Aug 2010 19:54:38 +0000</pubDate>
		<guid isPermaLink="false">http://medicareblog.org/?p=362#comment-80</guid>
		<description>It seems that with all the cuts to the Medicare Advantage program the future viability of this program is somewhat dire. Withe Medicare Supplement plan N and BIG rate increases in 2012, I don&#039;t see how Medicare Advantage survives. I’d be curious to see if others think it can last past 2013?</description>
		<content:encoded><![CDATA[<p>It seems that with all the cuts to the Medicare Advantage program the future viability of this program is somewhat dire. Withe Medicare Supplement plan N and BIG rate increases in 2012, I don&#8217;t see how Medicare Advantage survives. I’d be curious to see if others think it can last past 2013?</p>
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		<title>Comment on Medicare Advantage:  Big Cuts Delayed Until After Election Year by editor</title>
		<link>http://medicareblog.org/2010/04/medicare-advantage-big-cuts-delayed-until-after-election-year/comment-page-1/#comment-79</link>
		<dc:creator>editor</dc:creator>
		<pubDate>Fri, 16 Jul 2010 16:30:21 +0000</pubDate>
		<guid isPermaLink="false">http://medicareblog.org/?p=362#comment-79</guid>
		<description>I am watching Medicare Advantage changes closely. We won&#039;t know the details of changes for 2011 until October of this year - but what I am hearing so far is that the changes will be slight for next year - and many changes will be good for consumers.

-All Advantage plans will have caps on out-of-pocket expenses.
-High co-pays for things like oxygen, will be reduced or limited.

In Arizona we actually have new Advantage plans entering the market and expanding to new areas of the state. So I think the demise of Medicare Advantage is a bit premature.</description>
		<content:encoded><![CDATA[<p>I am watching Medicare Advantage changes closely. We won&#8217;t know the details of changes for 2011 until October of this year &#8211; but what I am hearing so far is that the changes will be slight for next year &#8211; and many changes will be good for consumers.</p>
<p>-All Advantage plans will have caps on out-of-pocket expenses.<br />
-High co-pays for things like oxygen, will be reduced or limited.</p>
<p>In Arizona we actually have new Advantage plans entering the market and expanding to new areas of the state. So I think the demise of Medicare Advantage is a bit premature.</p>
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		<title>Comment on Medicare Advantage:  Big Cuts Delayed Until After Election Year by mark scott</title>
		<link>http://medicareblog.org/2010/04/medicare-advantage-big-cuts-delayed-until-after-election-year/comment-page-1/#comment-78</link>
		<dc:creator>mark scott</dc:creator>
		<pubDate>Mon, 05 Jul 2010 21:13:40 +0000</pubDate>
		<guid isPermaLink="false">http://medicareblog.org/?p=362#comment-78</guid>
		<description>AARP is a joke in supporting the health care reform, when you are disabled you can not afford to buy a medigap plan.  Without my advantage plan I will end up loosing a good part of my coverage.  Regular medicare does not get the job done.  When they destroy the advantage plans I will say good by to medicare and drop out.  I am tired of being forced to pay for coverage that I can not afford to use.</description>
		<content:encoded><![CDATA[<p>AARP is a joke in supporting the health care reform, when you are disabled you can not afford to buy a medigap plan.  Without my advantage plan I will end up loosing a good part of my coverage.  Regular medicare does not get the job done.  When they destroy the advantage plans I will say good by to medicare and drop out.  I am tired of being forced to pay for coverage that I can not afford to use.</p>
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		<title>Comment on AHIP Re-Certification Test for Agents by editor</title>
		<link>http://medicareblog.org/2009/08/ahip-report-high-out-of-network-fees/comment-page-1/#comment-7</link>
		<dc:creator>editor</dc:creator>
		<pubDate>Sat, 03 Oct 2009 20:31:53 +0000</pubDate>
		<guid isPermaLink="false">http://medicareblog.org/?p=12#comment-7</guid>
		<description>I&#039;ll try to remember the steps I took when I took the AHIP test last month.  Most agents who take this test will probably go through an insurance company&#039;s portal. For example, I logged into the Unitedhealth agent site and went to their training page. (I am contracted with them and they had provided instructions.) Following their instructions, I was taken to the AHIP site where I had to register with AHIP to get a national number. When I finished the AHIP testing my results were sent to Unitedhealth because I had signed in through them.

Then I had to go to the Humana site, log in and get directed to the AHIP registration site.  I had to register again so the system had me connected to Humana. Because I had already taken the AHIP test, I was able to click on a box that said, &quot;send my results to Humana&quot;.

Then I did the same for Health Net, and Unicare as these are companies I need to certify with. So it may be that you can&#039;t go directly to the AHIP test unless you go through a company site.  I believe there is a number on the AHIP site to ask for help.

Also, if you go through certain company sites your AHIP cost will be just $100 instead of $150.  I think Humana might even reimburse you (if and when you actually sell Humana). 

I hope this helps.</description>
		<content:encoded><![CDATA[<p>I&#8217;ll try to remember the steps I took when I took the AHIP test last month.  Most agents who take this test will probably go through an insurance company&#8217;s portal. For example, I logged into the Unitedhealth agent site and went to their training page. (I am contracted with them and they had provided instructions.) Following their instructions, I was taken to the AHIP site where I had to register with AHIP to get a national number. When I finished the AHIP testing my results were sent to Unitedhealth because I had signed in through them.</p>
<p>Then I had to go to the Humana site, log in and get directed to the AHIP registration site.  I had to register again so the system had me connected to Humana. Because I had already taken the AHIP test, I was able to click on a box that said, &#8220;send my results to Humana&#8221;.</p>
<p>Then I did the same for Health Net, and Unicare as these are companies I need to certify with. So it may be that you can&#8217;t go directly to the AHIP test unless you go through a company site.  I believe there is a number on the AHIP site to ask for help.</p>
<p>Also, if you go through certain company sites your AHIP cost will be just $100 instead of $150.  I think Humana might even reimburse you (if and when you actually sell Humana). </p>
<p>I hope this helps.</p>
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		<title>Comment on AHIP Re-Certification Test for Agents by Leonard K. Muhammad</title>
		<link>http://medicareblog.org/2009/08/ahip-report-high-out-of-network-fees/comment-page-1/#comment-6</link>
		<dc:creator>Leonard K. Muhammad</dc:creator>
		<pubDate>Sat, 03 Oct 2009 17:55:13 +0000</pubDate>
		<guid isPermaLink="false">http://medicareblog.org/?p=12#comment-6</guid>
		<description>What site, how do I pay, do I go on to take medicare AHIP test, I must be missing a step somewhere please give me step by step instruction, thank you!</description>
		<content:encoded><![CDATA[<p>What site, how do I pay, do I go on to take medicare AHIP test, I must be missing a step somewhere please give me step by step instruction, thank you!</p>
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