Ted Cruz and Obamacare

I must give Republicans credit for the consistency of their anti-Obamacare messaging. One after  another, Republicans say the same lines over and over, and so-called “journalists” never challenge the validity of their statements. Ted Cruz [...]

People writing about health insurance who don’t understand it

A story appearing in many newspapers (and featured in today’s tucsoncitizen.com) says consumers signing up for health insurance will be hit with high out-of-pocket costs with deductibles and co-pays. The article includes the following [...]

Arizona premiums and subsidies: How low?

The Department of Health and Human Services (HHS) announced that Arizona health insurance premiums will be lower than expected and considerably lower than in other parts of the country. This is good news for 600,000 people in our state who do [...]

Veterans and Obamacare

Veterans who are enrolled in any part of the VA Health Care System do not need to get health insurance through Obamacare, according to an the U.S. Department of Veterans Affairs. There are several parts to the VA Health Care system:Veterans [...]

Obamacare and Medicare: Confusion

I received an interesting press release this morning that seems worth sharing. New research finds many seniors wrongly think public health insurance exchanges are replacing Medicare plans. ST. LOUIS, September 17, 2013 – As the nation approaches [...]

New Medicare Advantage Plans in 2014

Is Obmacare killing Medicare Advantage?  Does Medicare Advantage have a future? Despite politicians’ predictions of gloom and doom for Medicare Advantage, Arizona will have several new plans in 2014. I was going to list the new companies [...]

Medicare Advantage Changes Coming for 2014

Changes are coming to Medicare Advantage plans. I’ve been attending meetings for independent brokers who represent Medicare Advantage plans in Southern Arizona and my head is spinning with news of changes big and small. I need to contact my [...]

Brand Drugs Going Generic in 2014

Folks on Medicare who take brand drugs may get some relief in 2014, when some big names go generic. I don’t know exactly when these drugs will be available in generic form, but anyone who takes these drugs needs to keep an eye out for [...]

Annual Notice of Change coming soon. Pay attention!

Everyone enrolled in a Medicare Advantage plan or a Part D plan will be receiving, by the end of September, a package of information called the Annual Notice of Change (ANOC). The ANOC is full of details you don’t care about – but [...]

Turning 65 this fall? Hold off on enrolling in Part D.

I’ve been talking to a number of people who are turning 65 in November and December. Most of them want to get a Medicare supplement and then a stand-alone Part D plan. But I’m not sure what Part D plan to recommend for them because [...]